The Key to Your Dream Home: Good Home Loan Rates & Terms
Home Loans
Your one-stop solution for competitive interest rates, expert guidance and advice, and hassle-free home loans.
Home Loans in Melbourne
Whether you’re a first home buyer, an investor buying a new investment property, someone who owns multiple properties, or a savvy individual looking to switch your current home loan and get a better rate, ARG Finance’s Melbourne-based mortgage consultant is here to help. Navigating home loans and choosing the right one can be tricky, requiring market knowledge that not everyone has.
Our home loan brokers in Melbourne can assist you by comparing a panel of lenders, identifying suitable deals, and offering expert advice that’s tailored to your circumstances and goals. With our extensive network of lenders and in-depth understanding of the local market, we can help you secure the best home loan finance options available.
✓ Managed by a licensed broker
✓ Support from a dedicated expert
✓ A one-stop solution for all home loans
✓ Legal duty to act in your interests
✓ Support from start-to-finish
First Home Buyer Loan
A first home buyer loan is a mortgage for individuals or families who are purchasing their first home. With extensive experience in getting loans for first home buyers, our home loan broker in Melbourne is here to guide you with your property purchase.
Debt Consolidation
Debt consolidation is the process of combining multiple debts into a single loan, with the aim of simplifying payments and obtaining a lower interest rate. Our home loan consultant can help make repayments easier to manage and save you money by advising you on combining multiple higher-interest existing debts into a single lower-interest loan.
Property Investment Loan
A property investment loan is a type of mortgage used to finance the purchase of an investment property. After comparing hundreds of loans from a wide variety of lenders, our home loan consultant will work with you to find the right loan that suits your property investment requirements.
Equity Home Loan
An equity home loan is a type of loan that allows homeowners to borrow against the equity they’ve have built up in their property. Let us help you get started with an equity home loan in Melbourne that’s suited to your requirements.
Home Loan Refinance
The home loan refinance process involves replacing an existing mortgage with a new loan, typically with different terms, interest rates or repayment options. If you’re not satisfied with your current loan or your circumstances have changed, our refinancing mortgage broker can help you make a better refinancing decision.
Construction Loan
A construction loan is a short-term loan that provides financing for the construction of a property, with funds typically disbursed in stages as the project progresses. We’re here to help you get a construction loan so you can focus on building your dream house.
Renovation Home Loan
A renovation loan provides funds specifically for the purpose of renovating or improving an existing property, allowing homeowners to upgrade their home. After considering your objectives, financial situation and needs, our experienced home loan broker can help you to choose the right lender and renovation home loan.
All other Home Loan related enquiries
If you have any other queries about how to apply for a home loan, contact our Melbourne home loan broker today.
Health Check & Borrowing Capacity
Why choose ARG Finance for Home Loans?
There are many reasons to choose us for help with home loans in Melbourne, including:
We’re on your side
We’re committed to ensuring you receive the ultimate loan “experience”. We also ensure that you’re informed at every stage of the loan process, including a post-settlement follow up. Our home loan agents work tirelessly to protect your interests and help you achieve your homeownership dreams.
Melbourne-based local experience[readmore]
We’re not a huge company spanning the whole country, but a flexible and boutique Melbourne business offering a local experience. We’ve been servicing clients in Melbourne since 2009. Our deep understanding of the local property market and lending landscape allows us to provide targeted advice and solutions that meet your unique needs.
Support from start to finish
From start to finish, we’re here to provide guidance and advice so you get a hassle-free, competitive mortgage. If you want to apply for a home loan online, we’re proud to offer a vast range of solutions that cover everyone from first home buyers to seasoned investors. Our home loan brokers in Melbourne will be by your side every step of the way, from the initial consultation to settlement and beyond.
Tailored Home Loan Finance Solutions
At ARG Finance, we understand that every homebuyer’s situation is unique. That’s why our home loan agents take a personalized approach to finding the right home loan for your specific needs and goals. We’ll take the time to understand your financial circumstances, property aspirations, and long-term objectives, ensuring that we can recommend the most suitable home loan finance options for you.
Our extensive panel of lenders includes major banks, non-bank lenders, and specialist mortgage providers, giving us access to a wide range of home loan products. Whether you’re looking for a fixed-rate loan, a variable-rate loan, or a split loan, we can help you find the perfect fit. We can also assist with specialized loan products, such as low-doc loans for self-employed borrowers, guarantor loans for those with limited savings, and bridging loans for those looking to buy and sell simultaneously.
Competitive Home Loan Rates and Features
As your trusted home loan broker in Melbourne, we strive to secure the most competitive interest rates and loan features for our clients. Our strong relationships with lenders and our expertise in negotiation allow us to advocate on your behalf, ensuring that you get the best possible deal on your home loan.
In addition to securing competitive interest rates, we also help you navigate the various loan features available, such as offset accounts, redraw facilities, and extra repayment options. These features can help you save money on interest, pay off your loan faster, and maintain financial flexibility. Your dedicated home loan agent will provide expert guidance on which features are best suited to your needs and how to make the most of them.
Streamlined Application Process
We know that applying for a home loan can be a daunting and time-consuming process. That’s why our home loan brokers in Melbourne work hard to streamline the application process, making it as smooth and stress-free as possible for our clients.
We’ll help you gather and prepare all the necessary documentation, such as proof of income, employment history, and identification. We’ll also handle the communication with lenders, keeping you informed of progress every step of the way. Our goal is to minimize the paperwork and hassle for you, allowing you to focus on finding your dream home.
Ongoing Support and Guidance
Our commitment to your homeownership journey doesn’t end when your home loan settles. We believe in providing ongoing support and guidance to help you manage your mortgage effectively and achieve your long-term financial goals.
Your dedicated home loan agent will conduct regular reviews of your loan, ensuring that it continues to meet your needs and that you’re taking advantage of any opportunities to save money or pay off your loan faster. We’ll also keep you informed of any changes in the lending market that may impact your loan, such as interest rate fluctuations or new product offerings.
If your circumstances change or you decide to refinance your loan, we’ll be there to help you navigate the process and find the best solution for your new situation. Our goal is to be your lifelong partner in homeownership, providing the support and expertise you need to succeed.
The ARG Finance Difference
Choosing the right home loan broker in Melbourne can make all the difference in your homeownership experience. At ARG Finance, we pride ourselves on our customer-centric approach, local expertise, and commitment to excellence.
Here’s what sets us apart:
- Personalised service: We take the time to understand your unique needs and goals, providing tailored advice and solutions that fit your circumstances.
- Local knowledge: Our deep understanding of the Melbourne property market and lending landscape allows us to provide targeted insights and recommendations.
- Wide range of lenders: We have access to a diverse panel of lenders, ensuring that we can find the best home loan finance options for your situation.
- Expertise and experience: Our team of home loan agents has years of experience and a wealth of knowledge in the mortgage industry, allowing us to navigate complex scenarios and find creative solutions.
- Ongoing support: We’re committed to being your lifelong partner in homeownership, providing ongoing support and guidance long after your loan settles.
Take the First Step Towards Your Dream Home
If you’re ready to start your homeownership journey or looking to refinance your existing home loan, ARG Finance is here to help. Our experienced home loan brokers in Melbourne are ready to provide the expert guidance and support you need to achieve your goals.
Contact us today to schedule a consultation and discover how we can help you secure the best home loan finance options for your needs. With ARG Finance by your side, you can navigate the world of home loans with confidence and ease, knowing that you have a trusted partner dedicated to your success.
Hear from our clients
Home Loan Testimonials
At ARG Finance, our mortgage brokers believe that every mortgage should be worth celebrating. Here’s what our clients have been saying.
NIPPHUSEN FOGOGO2024-02-11It was great working with Vikram from.ARG finance. I definitely recommend him to anyone who is looking to securea home loan or personal etc. 👌 I will continue to work with him for my next loan.heidi lewis2024-01-26We had a privilege to deal with ARG finance for our home loan a few years ago now we just got our new car with them and Rohit has out done himself again! They go above and beyond to make your dreams come true and couldn’t recommend them or him enough. Thanks Rohit 🙏🙏Deepti Poonja2024-01-08Vikram helped us organize our mortgage. He is very through and answered all our queries and questions immediately. He is very responsive and was fantastic through the process. Will happily recommend Vikram's services to everyone.Anthony Camenzuli2024-01-08Amazing to work with! Excellent communication. Makes everything clear and concise to read through and understand before signing.Maitri mehta2023-12-23We would Like to Thank Vikram Gupta for providing excellent customer service and assisting us through our first home buying experience. Your assistance has been highly appreciated.abhishek mehta2023-12-23Excellent customer service. Giving right advice and transparency.Rohit Sailas2023-12-19Yatin, did a marvellous job in organising my refinance. Just a causal phone call enquiring, turned into a professional handling and processing of the entire financial transaction in an stress-free manner. Thank you ARG finance, especially Yatin.Siva Veerasamy2023-11-26Top notch service by Rakesh and team from the ARG Finance. We were so fortunate to have engaged this team to navigate our home loan mortgage options. Given that ours wasn't a straight forward case, Rakesh personally handled our application and went above and beyond to ensure we had nothing to worry about. He did most of the worrying for us! I can't thank you enough Rakesh and Yatin! I would highly recommend ARG Finance to anyone and everyone!Siddhartha Roy2023-10-23Ginny is a solid , experienced, respected and well-connected finance broker. Me & my partner were nervous to go through with house & land construction loan . This was specially complex due to the consecutive interest rates hikes and low consumer confidence in the construction industry. However, Ginny was instrumental in separating the facts from the fiction & gave us the confidence to go through with the deal. We rate Ginny highly and he’s an asset to the ARG Finance team. SiddDru2023-10-20I recently purchased my first property having Ginny as my mortgage broker, this was the best experience I could have had. From the moment we got in contact with Ginny he was kind, understanding and willing to listen to our needs. Going through the process was easy with Ginny he made us feel welcome and understood, he assisted us step by step with getting our pre approval and then renewing our pre approval when we did not purchase a property in time of the deadline. When we found our property that we decided to make an offer on Ginny was so excited for us and assisted us with any questions we had and to get our loan unconditionally approved. We have now been in our property for 3 months and have no regrets with deciding to go with Ginny, anybody who is looking for a mortgage broker should definitely choose Ginny you will not regret it!!
Frequently Asked Questions
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A home loan broker can help you compare a wide range of lenders and products, negotiate competitive rates, and provide expert guidance tailored to your unique needs and goals.
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ARG Finance offers a diverse range of home loans, including fixed-rate loans, variable-rate loans, split loans, low-doc loans, guarantor loans, and bridging loans, catering to various borrower needs.
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ARG Finance distinguishes itself through personalized service, local market expertise, access to a wide range of lenders, extensive experience, and a commitment to ongoing support throughout your homeownership journey.
Our Panel of Lenders include but not limit to the following:
