Get Started with Commercial Loans in Melbourne
With a large number of lenders and business loan product options, choosing the right one can be tedious and confusing. Fortunately, the knowledgeable and experienced commercial finance brokers at ARG Finance can help you find the most suitable commercial loans in Melbourne so that you can focus on your business. Whether you need a commercial construction loan or help with commercial property loan repayments, we’re here to help.
Our accredited commercial loan broker in Melbourne will be right by your side from start to finish providing the expert advice and guidance you need to feel confident about every decision. From the available commercial loan types and terms to bank fees and commercial loan rates, we’ll walk you through scenarios and clearly explain how much you can borrow, the costs involved, the potential risks and what to expect each step of the way.
✓ Managed by a licensed broker
✓ Credit Experts
✓ Smooth application process
✓ Legal duty to act in your interests
✓ Support from start-to-finish
Business Loans
Get a secured business loan to help you plan major investments for the future of your business.
Car Loans
Get the right car loan for business use depending on your individual business needs and financial situation.
Property Development Finance
We have extensive experience working with clients from a diverse range of property markets, meaning we can help you make the right financing decision for your real estate project.
Commercial Property Loan
Get started with the most suitable commercial property loan financing options for purchasing warehouses, factories, office/retail spaces and others.
Asset Finance
Whether you’re brand new to financing or have some experience, ARG Finance makes asset finance easier to navigate.
Truck Loans
Choosing a suitable truck loan is an important decision, especially if you need a fleet of them. Let us help you make the right decision.
Land Banking Finance
With ARG Finance, you can find the right lender and the right loan to help ensure maximum return on your commercial property investment.
Cash Flow Finance
We can help you avoid cash flow problems by choosing the most appropriate cash flow financing option for your business based on your financial circumstances.
Why Choose ARG Finance for Commercial Loans?
Experience across a range of commercial loans
We work with a vast range of business customers, from self-employed individuals to large business corporations. We’re comfortable with complex financing solutions and have a “can-do” attitude towards achieving your business financing needs.
We understand local businesses because we are one
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Being a Melbourne-based local business, we can understand your business. Our commercial loan consultant will work with you in the long-run to understand your business and financial needs and find suitable commercial loans available in the market.
We are thorough and comprehensive
We undertake a detailed and error-free approach to find you a suitable financing option, so you can focus on your business and leave financing in our trusted hands. We can help with everything from determining commercial loan borrowing power through to assisting with a commercial mortgage application.
FREQUENTLY ASKED QUESTIONS
FAQs
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There are several steps involved in finding and securing a commercial investment property loan. It’s recommended that you speak to one of our brokers for help navigating the process from start to finish. We can help you assess your financial position, prepare a detailed plan, research and compare lenders, gather necessary documentation and submit applications.
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Applicants typically need to meet certain criteria. Lenders for commercial property consider factors such as your creditworthiness and business financials. They’ll also assess the property’s value, cash flow and potential for generating income. As a commercial property loan is specifically secured against commercial real estate properties, the collateral is the commercial property itself. Our commercial property loan brokers in Melbourne can guide you through the process of qualifying for your loan.
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Commercial mortgage financing borrowing amounts can depend on several factors, such as the value of the property, your credit score and the lender’s specific criteria. Typically, lenders offer loan-to-value ratios ranging from 70% to 80% of the property’s value. To determine your exact borrowing capacity, consult with our commercial mortgage brokers who can assess your situation and provide tailored options.
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A business loan typically has a term ranging from one to ten years, but some can extend up to 25 years or more. The exact length depends on the lender, the borrower’s financial situation and the purpose of the loan. Shorter-term loans are common for working capital or inventory financing, while longer-term loans are often used for real estate investments or large-scale business projects.
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Applicants typically need to meet specific criteria set by lenders. This usually includes having a robust business plan demonstrating financial viability, a positive credit history, a stable revenue stream and collateral. Lenders may also evaluate the business’s industry, management team and overall risk profile. Meeting these criteria increases the likelihood of approval and favourable terms.
Hear from our clients
Commercial Loan Testimonials
At ARG Finance, our mortgage brokers believe that every mortgage should be worth celebrating. Here’s what our clients have been saying.
NIPPHUSEN FOGOGO
2024-02-11
It was great working with Vikram from.ARG finance. I definitely recommend him to anyone who is looking to securea home loan or personal etc. 👌 I will continue to work with him for my next loan.
heidi lewis
2024-01-26
We had a privilege to deal with ARG finance for our home loan a few years ago now we just got our new car with them and Rohit has out done himself again!
They go above and beyond to make your dreams come true and couldn’t recommend them or him enough.
Thanks Rohit 🙏🙏
Deepti Poonja
2024-01-08
Vikram helped us organize our mortgage. He is very through and answered all our queries and questions immediately. He is very responsive and was fantastic through the process. Will happily recommend Vikram's services to everyone.
Anthony Camenzuli
2024-01-08
Amazing to work with! Excellent communication. Makes everything clear and concise to read through and understand before signing.
Maitri mehta
2023-12-23
We would Like to Thank Vikram Gupta for providing excellent customer service and assisting us through our first home buying experience. Your assistance has been highly appreciated.
abhishek mehta
2023-12-23
Excellent customer service. Giving right advice and transparency.
Rohit Sailas
2023-12-19
Yatin, did a marvellous job in organising my refinance. Just a causal phone call enquiring, turned into a professional handling and processing of the entire financial transaction in an stress-free manner. Thank you ARG finance, especially Yatin.
Siva Veerasamy
2023-11-26
Top notch service by Rakesh and team from the ARG Finance. We were so fortunate to have engaged this team to navigate our home loan mortgage options. Given that ours wasn't a straight forward case, Rakesh personally handled our application and went above and beyond to ensure we had nothing to worry about. He did most of the worrying for us! I can't thank you enough Rakesh and Yatin!
I would highly recommend ARG Finance to anyone and everyone!
Siddhartha Roy
2023-10-23
Ginny is a solid , experienced, respected and well-connected finance broker.
Me & my partner were nervous to go through with house & land construction loan . This was specially complex due to the consecutive interest rates hikes and low consumer confidence in the construction industry.
However, Ginny was instrumental in separating the facts from the fiction & gave us the confidence to go through with the deal.
We rate Ginny highly and he’s an asset to the ARG Finance team.
Sidd
Dru
2023-10-20
I recently purchased my first property having Ginny as my mortgage broker, this was the best experience I could have had. From the moment we got in contact with Ginny he was kind, understanding and willing to listen to our needs. Going through the process was easy with Ginny he made us feel welcome and understood, he assisted us step by step with getting our pre approval and then renewing our pre approval when we did not purchase a property in time of the deadline. When we found our property that we decided to make an offer on Ginny was so excited for us and assisted us with any questions we had and to get our loan unconditionally approved. We have now been in our property for 3 months and have no regrets with deciding to go with Ginny, anybody who is looking for a mortgage broker should definitely choose Ginny you will not regret it!!
Call Us or Enquire Online Today
If you’re asking yourself “where can I find a trusted commercial loan broker or commercial mortgage broker near me?”, look no further than the licensed broker at ARG Finance. Get in touch with us today to find out how we can help you with a commercial loan, whether it be for property or any other business purpose.
Our Panel of Lenders include but not limit to the following:
