Get Started with Commercial Loans in Melbourne

With a large number of lenders and business loan product options, choosing the right one can be tedious and confusing. Fortunately, the knowledgeable and experienced commercial finance brokers at ARG Finance can help you find the most suitable commercial loans in Melbourne so that you can focus on your business. Whether you need a commercial construction loan or help with commercial property loan repayments, we’re here to help.

Our accredited commercial loan broker in Melbourne will be right by your side from start to finish providing the expert advice and guidance you need to feel confident about every decision. From the available commercial loan types and terms to bank fees and commercial loan rates, we’ll walk you through scenarios and clearly explain how much you can borrow, the costs involved, the potential risks and what to expect each step of the way.

✓  Managed by a licensed broker 

✓  Credit Experts

✓  Smooth application process

✓  Legal duty to act in your interests

✓  Support from start-to-finish

Business Loans

Get a secured business loan to help you plan major investments for the future of your business.

Car Loans

Get the right car loan for business use depending on your individual business needs and financial situation.

Property Development Finance

We have extensive experience working with clients from a diverse range of property markets, meaning we can help you make the right financing decision for your real estate project.

Commercial Property Loan

Get started with the most suitable commercial property loan financing options for purchasing warehouses, factories, office/retail spaces and others.

Asset Finance

Whether you’re brand new to financing or have some experience, ARG Finance makes asset finance easier to navigate.

Truck Loans

Choosing a suitable truck loan is an important decision, especially if you need a fleet of them. Let us help you make the right decision.

Land Banking Finance

With ARG Finance, you can find the right lender and the right loan to help ensure maximum return on your commercial property investment.

Cash Flow Finance

We can help you avoid cash flow problems by choosing the most appropriate cash flow financing option for your business based on your financial circumstances.

Best Home Loans Mortgage broker Melbourne

Why Choose ARG Finance for Commercial Loans?

Experience across a range of commercial loans  

We work with a vast range of business customers, from self-employed individuals to large business corporations. We’re comfortable with complex financing solutions and have a “can-do” attitude towards achieving your business financing needs.

We understand local businesses because we are one

Being a Melbourne-based local business, we can understand your business. Our commercial loan consultant will work with you in the long-run to understand your business and financial needs and find suitable commercial loans available in the market.

We are thorough and comprehensive

We undertake a detailed and error-free approach to find you a suitable financing option, so you can focus on your business and leave financing in our trusted hands. We can help with everything from determining commercial loan borrowing power through to assisting with a commercial mortgage application.

How do you get a loan for a commercial investment property?

There are several steps involved in finding and securing a commercial investment property loan. It’s recommended that you speak to one of our brokers for help navigating the process from start to finish. We can help you assess your financial position, prepare a detailed plan, research and compare lenders, gather necessary documentation and submit applications.

How do you qualify for a commercial real estate loan?

Applicants typically need to meet certain criteria. Lenders for commercial property consider factors such as your creditworthiness and business financials. They’ll also assess the property’s value, cash flow and potential for generating income. As a commercial property loan is specifically secured against commercial real estate properties, the collateral is the commercial property itself. Our commercial property loan brokers in Melbourne can guide you through the process of qualifying for your loan.

How much can I borrow for a commercial mortgage?

Commercial mortgage financing borrowing amounts can depend on several factors, such as the value of the property, your credit score and the lender’s specific criteria. Typically, lenders offer loan-to-value ratios ranging from 70% to 80% of the property’s value. To determine your exact borrowing capacity, consult with our commercial mortgage brokers who can assess your situation and provide tailored options.

How long is a commercial loan?

A business loan typically has a term ranging from one to ten years, but some can extend up to 25 years or more. The exact length depends on the lender, the borrower’s financial situation and the purpose of the loan. Shorter-term loans are common for working capital or inventory financing, while longer-term loans are often used for real estate investments or large-scale business projects.

How do you qualify for a commercial loan?

Applicants typically need to meet specific criteria set by lenders. This usually includes having a robust business plan demonstrating financial viability, a positive credit history, a stable revenue stream and collateral. Lenders may also evaluate the business’s industry, management team and overall risk profile. Meeting these criteria increases the likelihood of approval and favourable terms.

Call Us or Enquire Online Today

If you’re asking yourself “where can I find a trusted commercial loan broker or commercial mortgage broker near me?”, look no further than the licensed broker at ARG Finance. Get in touch with us today to find out how we can help you with a commercial loan, whether it be for property or any other business purpose.

Commercial Loan Testimonials

Hear from our clients

At ARG Finance, our mortgage brokers believe that every mortgage should be worth celebrating. Here’s what our clients have been saying.

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Navneet Solanki

“Extremely professional team. They do not shy away from hard work. I needed a business and personal mortgage. Nariman and Rakesh went out and found the best deal for me when other banks and brokers said ‘no’. The only difference was that these guys were prepared to put the hard work behind building a case rather than simply going for easy wins. Good job guys!”

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lifafa pty ltd.

“I was recommended @Gagandeep Silwal by a friend for Car Loans. After getting my Commercial Car Loan, i came to know why people are recommending @Gagandeep Silwal @ARG Finance. They are simply the best , friendly and very helpful. They have multiple solutions for any problem related to getting finance. Look no further than ARG Finance for your Car Loans.”

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Varesh Jain

“I dealt with Gagandeep Silwal for my home loan and couple of commercial loans. This guy is full of knowledge and helpful as well. From beginning till settlement, Gagan helped me with all the documents. Everything was done on time without Hassel.”

Our Panel of Lenders include but not limit to the following:

ME
Suncorp-Bank
st.george
p&n bank
nab
Suncorp-Bank
Bank of China
Health Professionals Bank
ME
Bank of Melbourne
HomeStart Finance
ING
westpack
Hume Bank
Auswide Bank
Bankwest
Bluestone
pepper money
pepper money
pepper money

and many more….

Ready to get started?

Contact Us

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