Home Loans in Melbourne
Whether you’re a first home buyer, an investor buying a new investment property, someone who owns multiple properties, or a savvy individual looking to switch your current home loan and get a better rate, ARG Finance’s Melbourne-based mortgage consultant is here to help. Navigating home loans and choosing the right one can be tricky, requiring market knowledge that not everyone has.
Our home loan brokers in Melbourne can assist you by comparing a panel of lenders, identifying suitable deals, and offering expert advice that’s tailored to your circumstances and goals.
✓ Managed by a licensed broker
✓ Support from a dedicated expert
✓ A one-stop solution for all home loans
✓ Legal duty to act in your interests
✓ Support from start-to-finish
A first home buyer loan is a mortgage for individuals or families who are purchasing their first home. With extensive experience in getting loans for first home buyers, our home loan broker in Melbourne is here to guide you with your property purchase.
Debt consolidation is the process of combining multiple debts into a single loan, with the aim of simplifying payments and obtaining a lower interest rate. Our home loan consultant can help make repayments easier to manage and save you money by advising you on combining multiple higher-interest existing debts into a single lower-interest loan.
A property investment loan is a type of mortgage used to finance the purchase of an investment property. After comparing hundreds of loans from a wide variety of lenders, our home loan consultant will work with you to find the right loan that suits your property investment requirements.
An equity home loan is a type of loan that allows homeowners to borrow against the equity they’ve have built up in their property. Let us help you get started with an equity home loan in Melbourne that’s suited to your requirements.
The home loan refinance process involves replacing an existing mortgage with a new loan, typically with different terms, interest rates or repayment options. If you’re not satisfied with your current loan or your circumstances have changed, our refinancing mortgage broker can help you make a better refinancing decision.
A construction loan is a short-term loan that provides financing for the construction of a property, with funds typically disbursed in stages as the project progresses. We’re here to help you get a construction loan so you can focus on building your dream house.
A renovation loan provides funds specifically for the purpose of renovating or improving an existing property, allowing homeowners to upgrade their home. After considering your objectives, financial situation and needs, our experienced home loan broker can help you to choose the right lender and renovation home loan.
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Why choose ARG Finance for Home Loans?
There are many reasons to choose us for help with home loans in Melbourne, including:
We’re on your side
We’re committed to ensuring you receive the ultimate loan “experience”. We also ensure that you’re informed at every stage of the loan process, including a post-settlement follow up.
Melbourne-based local experience
We’re not a huge company spanning the whole country, but a flexible and boutique Melbourne business offering a local experience. We’ve been servicing clients in Melbourne since 2009.
Support from start to finish
From start to finish, we’re here to provide guidance and advice so you get a hassle-free, competitive mortgage. If you want to apply for a home loan online, we’re proud to offer a vast range of solutions that cover everyone from first home buyers to seasoned investors.
Home Loan Testimonials
Hear from our clients
At ARG Finance, our mortgage brokers believe that every mortgage should be worth celebrating. Here’s what our clients have been saying.
“We were lucky enough to the mortgage broker Ginny to assist us in purchasing our first home. He made the process very quick and easy, he was very detailed and explained every step so we were aware of everything that was going on, and what was needed of us. He even brought to our attention first home buyer schemes that benefited us, especially as we are very young and this is our first timer entering the marketer. He was only a phone call away if we had any questions. Highly Recommend!”
“This is a big shout out to Ginny from ARG Finance who has made my dream come true. He has an immense experience in handling difficult home loan applications. I didn’t have much hope rather I was confused and overwhelmed with the whole process but Ginny made it not only possible but much more clearer and easier for me. It is because of Ginny’s hard work, professionalism, transparency that I am becoming a home owner.”
“We bought our first home through Ginny. We found Ginny extremely helpful and always available to answer any queries, especially outside of working hours and even drove to us to have the contracts signed. He is very responsive and has remarkable knowledge in this domain. He knows what is needed and how to get it done!
Our initial meeting he quickly assessed our finances and guided us with great detail on how best we can prepare ourselves to secure a loan. He maintained regular communication and gave us periodic updates after the loan was submitted. He diligently followed up with the bank and quickly had the loan approved with our minimal involvement.
We are stoked to have been approved due to Ginny exceptional service. We highly recommend his service for anyone out there looking to secure a loan of any kind!”
Frequently Asked Questions
How do home loans work?
A home loan is a loan provided by a financial institution for the purposes of purchasing a home. The loan is typically paid back over a fixed term with interest. The borrower makes monthly repayments on the loan, which often includes both the principal and interest amounts. A deposit is generally required and is usually around 20% of the home’s value.
How do you compare home loans?
To compare home loans in Melbourne, you should consider the interest rate, loan term and any fees associated with each loan. Start by researching and comparing the interest rates offered by various lenders. Then, look into the loan term and whether the rate is fixed or variable. Take note of any fees and factor those into your overall cost. Additionally, you may want to consider the reputation of the lender, the level of customer service they offer and any other factors that are important to you.
Which finance is suitable for a home loan?
There’s no one-size-fits-all answer to this question, as the most suitable finance for a home loan will depend on various factors such as your credit score, income, and the terms and conditions offered by different lenders. It’s recommended to shop around and compare rates and fees from different lenders, including banks, credit unions and mortgage brokers. You should also consider the type of loan that suits your needs, such as a fixed-rate or variable-rate home loan.