The Key to Your Dream Home: Good Home Loan Rates & Terms
Home Loans
Your one-stop solution for competitive interest rates, expert guidance and advice, and hassle-free home loans.
Home Loans in Melbourne
Whether you’re a first home buyer, an investor buying a new investment property, someone who owns multiple properties, or a savvy individual looking to switch your current home loan and get a better rate, ARG Finance’s Melbourne-based mortgage consultant is here to help. Navigating home loans and choosing the right one can be tricky, requiring market knowledge that not everyone has.
Our home loan brokers in Melbourne can assist you by comparing a panel of lenders, identifying suitable deals, and offering expert advice that’s tailored to your circumstances and goals.
✓ Managed by a licensed broker
✓ Support from a dedicated expert
✓ A one-stop solution for all home loans
✓ Legal duty to act in your interests
✓ Support from start-to-finish
First Home Buyer Loan
A first home buyer loan is a mortgage for individuals or families who are purchasing their first home. With extensive experience in getting loans for first home buyers, our home loan broker in Melbourne is here to guide you with your property purchase.
Debt Consolidation
Debt consolidation is the process of combining multiple debts into a single loan, with the aim of simplifying payments and obtaining a lower interest rate. Our home loan consultant can help make repayments easier to manage and save you money by advising you on combining multiple higher-interest existing debts into a single lower-interest loan.
Property Investment Loan
A property investment loan is a type of mortgage used to finance the purchase of an investment property. After comparing hundreds of loans from a wide variety of lenders, our home loan consultant will work with you to find the right loan that suits your property investment requirements.
Equity Home Loan
An equity home loan is a type of loan that allows homeowners to borrow against the equity they’ve have built up in their property. Let us help you get started with an equity home loan in Melbourne that’s suited to your requirements.
Home Loan Refinance
The home loan refinance process involves replacing an existing mortgage with a new loan, typically with different terms, interest rates or repayment options. If you’re not satisfied with your current loan or your circumstances have changed, our refinancing mortgage broker can help you make a better refinancing decision.
Construction Loan
A construction loan is a short-term loan that provides financing for the construction of a property, with funds typically disbursed in stages as the project progresses. We’re here to help you get a construction loan so you can focus on building your dream house.
Renovation Home Loan
A renovation loan provides funds specifically for the purpose of renovating or improving an existing property, allowing homeowners to upgrade their home. After considering your objectives, financial situation and needs, our experienced home loan broker can help you to choose the right lender and renovation home loan.
All other Home Loan related enquiries
If you have any other queries about how to apply for a home loan, contact our Melbourne home loan broker today.
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Why choose ARG Finance for Home Loans?
There are many reasons to choose us for help with home loans in Melbourne, including:
We’re on your side
We’re committed to ensuring you receive the ultimate loan “experience”. We also ensure that you’re informed at every stage of the loan process, including a post-settlement follow up.
Melbourne-based local experience[readmore]
We’re not a huge company spanning the whole country, but a flexible and boutique Melbourne business offering a local experience. We’ve been servicing clients in Melbourne since 2009.
Support from start to finish
From start to finish, we’re here to provide guidance and advice so you get a hassle-free, competitive mortgage. If you want to apply for a home loan online, we’re proud to offer a vast range of solutions that cover everyone from first home buyers to seasoned investors.
Hear from our clients
Home Loan Testimonials
At ARG Finance, our mortgage brokers believe that every mortgage should be worth celebrating. Here’s what our clients have been saying.
NIPPHUSEN FOGOGO
2024-02-11
It was great working with Vikram from.ARG finance. I definitely recommend him to anyone who is looking to securea home loan or personal etc. 👌 I will continue to work with him for my next loan.
heidi lewis
2024-01-26
We had a privilege to deal with ARG finance for our home loan a few years ago now we just got our new car with them and Rohit has out done himself again!
They go above and beyond to make your dreams come true and couldn’t recommend them or him enough.
Thanks Rohit 🙏🙏
Deepti Poonja
2024-01-08
Vikram helped us organize our mortgage. He is very through and answered all our queries and questions immediately. He is very responsive and was fantastic through the process. Will happily recommend Vikram's services to everyone.
Anthony Camenzuli
2024-01-08
Amazing to work with! Excellent communication. Makes everything clear and concise to read through and understand before signing.
Maitri mehta
2023-12-23
We would Like to Thank Vikram Gupta for providing excellent customer service and assisting us through our first home buying experience. Your assistance has been highly appreciated.
abhishek mehta
2023-12-23
Excellent customer service. Giving right advice and transparency.
Rohit Sailas
2023-12-19
Yatin, did a marvellous job in organising my refinance. Just a causal phone call enquiring, turned into a professional handling and processing of the entire financial transaction in an stress-free manner. Thank you ARG finance, especially Yatin.
Siva Veerasamy
2023-11-26
Top notch service by Rakesh and team from the ARG Finance. We were so fortunate to have engaged this team to navigate our home loan mortgage options. Given that ours wasn't a straight forward case, Rakesh personally handled our application and went above and beyond to ensure we had nothing to worry about. He did most of the worrying for us! I can't thank you enough Rakesh and Yatin!
I would highly recommend ARG Finance to anyone and everyone!
Siddhartha Roy
2023-10-23
Ginny is a solid , experienced, respected and well-connected finance broker.
Me & my partner were nervous to go through with house & land construction loan . This was specially complex due to the consecutive interest rates hikes and low consumer confidence in the construction industry.
However, Ginny was instrumental in separating the facts from the fiction & gave us the confidence to go through with the deal.
We rate Ginny highly and he’s an asset to the ARG Finance team.
Sidd
Dru
2023-10-20
I recently purchased my first property having Ginny as my mortgage broker, this was the best experience I could have had. From the moment we got in contact with Ginny he was kind, understanding and willing to listen to our needs. Going through the process was easy with Ginny he made us feel welcome and understood, he assisted us step by step with getting our pre approval and then renewing our pre approval when we did not purchase a property in time of the deadline. When we found our property that we decided to make an offer on Ginny was so excited for us and assisted us with any questions we had and to get our loan unconditionally approved. We have now been in our property for 3 months and have no regrets with deciding to go with Ginny, anybody who is looking for a mortgage broker should definitely choose Ginny you will not regret it!!
Frequently Asked Questions
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A home loan is a loan provided by a financial institution for the purposes of purchasing a home. The loan is typically paid back over a fixed term with interest. The borrower makes monthly repayments on the loan, which often includes both the principal and interest amounts. A deposit is generally required and is usually around 20% of the home’s value.
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To compare home loans in Melbourne, you should consider the interest rate, loan term and any fees associated with each loan. Start by researching and comparing the interest rates offered by various lenders. Then, look into the loan term and whether the rate is fixed or variable. Take note of any fees and factor those into your overall cost. Additionally, you may want to consider the reputation of the lender, the level of customer service they offer and any other factors that are important to you.
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There’s no one-size-fits-all answer to this question, as the most suitable finance for a home loan will depend on various factors such as your credit score, income, and the terms and conditions offered by different lenders. It’s recommended to shop around and compare rates and fees from different lenders, including banks, credit unions and mortgage brokers. You should also consider the type of loan that suits your needs, such as a fixed-rate or variable-rate home loan.
Our Panel of Lenders include but not limit to the following:
