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Personalised Guidance & Support

At ARG Finance, we work closely with equipment leasing companies and financial institutions to help our clients access equipment finance loans that fit their budget and business goals. We simplify the financing process by offering personalised guidance and support throughout the application and approval stages. Our team will assist you in securing good equipment finance terms, including competitive interest rates and favourable repayment options.

We understand that every business is unique, which is why we take the time to understand your requirements before offering a tailored equipment financing solution. Our experience in the industry allows us to provide expert advice on the most suitable finance options for earthmoving equipment. Whether you’re a small startup or an established enterprise, we can assist you in acquiring the earth moving equipment you need.

Frequently Asked Questions


Equipment financing refers to a financial arrangement where a business obtains funding to acquire or lease equipment for their business operations without the need for a large upfront payment. This typically involves a lender providing funds, which is then paid back over a set period through regular instalments. The equipment itself serves as collateral for the loan, reducing the lender’s risk.


Firstly, the borrower approaches a lender who will evaluate their credit history, financial health, and the value and condition of the equipment they need. If approved, the lender provides a loan amount for a portion or the entire cost of the equipment. The borrower makes regular payments over an agreed-upon term.

What Types of Equipment Can be Financed?

A wide range of equipment can be financed to meet various business needs. This includes machinery, vehicles, medical devices, construction equipment, manufacturing tools, agricultural machinery, office equipment and more. Equipment finance loans can cover both new and used equipment, offering flexibility to organisations across different sectors.

What Are the Benefits of Equipment Financing?

Equipment financing offers several benefits to businesses, including:

  • It provides a way to acquire necessary equipment without requiring large upfront capital expenses, preserving cash flow and allowing businesses to allocate funds to other areas.
  • It often offers flexible payment structures, allowing businesses to choose the option that suits their financial situation.
  • It enables businesses to stay up to date with the latest technology by providing opportunities for equipment upgrades or replacements.
  • It can be more accessible than traditional finance, making it an attractive option for startups or businesses with limited credit history.

Is Equipment Finance Available for Startups?

Yes, equipment finance loans are often available for startups. This enables them to acquire necessary equipment such as machinery, technology or vehicles without incurring the full upfront cost. Startups can leverage equipment financing to conserve capital, manage cash flow and obtain the necessary assets to support their operations and growth.

Can I Finance Used Equipment?

Yes, it’s possible to finance used equipment. The availability and terms of loans may vary depending on the lender, the type of equipment, its age and condition, and the borrower’s credit history. Some lenders may require additional documentation such as maintenance records or appraisals to assess the value and condition of the used equipment.

Submit an Enquiry Today

Make ARG Finance your first choice when you need equipment finance brokers you can trust. Our team is dedicated to providing exceptional customer service, ensuring that your experience with us is smooth and without hassle. Whether you’re looking for excavator finance or a loan for other earth moving equipment, get in touch with us for help securing the financing you need.