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How much can you borrow?

Borrowing capacity depends on your income, financial commitments, loan type, credit history, employment history, loan type, savings, and assets, etc. Knowing your borrowing capacity will help you narrow down your property search and allow you to understand what your financial commitments will be.


Tip: For buying a property through auction, consider applying for a pre­-approval.


Not only is your borrowing capacity important, but your repayment ability matters too. Being realistic about repayments will allow you to service your loan without over-exerting yourself. So, start planning your budget once you’ve understood your range of borrowing.

Why choose ARG Finance for Home Loans?

We’re on your side

At ARG Finance, we are committed and passionate about ensuring you receive the ultimate loan “experience”. We also ensure that you are informed at every stage of the loan process including a post settlement follow up.


Melbourne-based local experience

We are not a huge company spanning the whole country, we are a flexible, boutique Melbourne business offering a local experience. We have been servicing clients in Melbourne since 2009.

Support from start to finish

From start to finish we are here to provide guidance and help, so you get a hassle-free, competitive mortgage. If you are looking for a home loan look no more, we offer a vast range of solutions to cover everyone from first home buyers, to seasoned investors.

Types of Home Loans

  • ✓  Managed by a licensed broker
  • ✓  Support from a dedicated expert
  • ✓  A one-stop solution for all home loans
  • ✓  Legal duty to act in your best interests
  • ✓  Support from start-to-finish

Home Loan Testimonials

Hear from our clients

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