Referred by some as ‘loan switching’, refinancing is basically a process of paying out your current home loan by taking out a new loan. This can be done with a new loan from your existing lender or through a different lender.
Every year, thousands of Australians refinance their home loans. Home loan refinancing can help you to:
get a lower interest rate, so you can pay off your loan faster.
make your loan repayments more affordable.
consolidate all your high-interest debts to make them easier to manage.
afford home renovations.
buy an investment property or other asset using the equity you’ve built up in your home.
switch from a variable interest rate to a fixed rate, or vice versa.
get access to additional loan features, such as redraw facilities or offset accounts.
Comparison Rate: The comparison rate is based on a loan of $150,000 over a term of 25 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Principle and Interest loans up to 80% LVR for owner-occupied properties only.
Thank you so much ARG Finance, especially Ginni Gulati for your professional services to getting our home loan approved. Highly recommended.
Had a great experience working with ARG Finance (Ginny Deep), Great knowledge about their work and makes things very smooth and Easy for their Clients.Very Professional, I would recommend them to all my friends.
Had a wonderful experience with Rohit from ARG finance. Very professional, He provided me end to end information/support to get my home loan on right time.Rohit made the whole application process smooth.Strongly recommended to all my friends. Great Job Rohit !!!
WARNING:Comparison rate is true only for the examples given and may not include all fees and charges. Comparison rate is calculated on a $150,000 secured loan, over a 25 year term. Fixed Rate Warning. Fixed. rate loans may be subject to significant break costs, the terms and details of which are specified in your credit contract.