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We can help you to obtain a machinery loan that can be used to purchase:

  • Excavators
  • Forklifts
  • Bulldozers
  • Cranes
  • Manufacturing machinery


  • Agricultural machinery
  • Tractors
  • Irrigation equipment
  • Medical equipment
  • Food processing equipment
  • Mining equipment
  • And more

What Are the Options?

There are various types of loans for machinery, including farm machinery loans, industrial machinery loans, construction equipment loans and more. We recognise the unique demands faced by different sectors and offer specialised advice on the different types of machinery loans.

Machinery and equipment financing is designed to provide you with the necessary funds to acquire what you need without straining your working capital. Whether you require machinery for manufacturing, construction, transportation or any other industry, we have the expertise to help you get the right loan for your business requirements.

We understand that every business is unique, which is why we offer customised machinery finance advice. Our dedicated team will take the time to understand your specific circumstances and financial goals, allowing us to tailor advice based on your budget and objectives.

Frequently Asked Questions


Machinery loans are a type of financing designed specifically to help businesses acquire or upgrade machinery needed for their operations. It provides funds to purchase the machinery, industrial tools, vehicles and other capital assets necessary for production or expansion. The loan amount and terms will vary based on the borrower’s credit history, the value of the machinery and other factors. These loans often involve collateral and may have fixed or variable interest rates. Repayments are typically structured through regular instalments over a pre-determined period.


Businesses and individuals seeking funds to acquire machinery for their operations typically apply for machinery loans. Financial institutions and lenders offer loans for machinery with specific terms and conditions such as fixed interest rates and repayment periods based on the expected lifespan of the machinery. Borrowers may need to provide collateral or a down payment, and the loan amount is usually determined by the value of the equipment being purchased.


There are several ways to finance investment in new machinery and equipment. Firstly, businesses can consider traditional bank loans which involve borrowing funds and repaying them with interest over a fixed period. Another option is equipment financing, where the machinery itself serves as collateral, allowing for lower interest rates. Leasing is also a viable choice, as it provides flexibility and avoids upfront costs. In addition, businesses can explore government-sponsored loan programs or grants that specifically support machinery investments.

Explore Your Options Today

Whether you’re a small business owner or a large corporation, ARG Finance is your go-to partner for advice on equipment financing and machinery loans in Australia. We have the expertise, industry knowledge and resources to help you achieve your business goals. Contact us today to explore machinery finance solutions that can propel your business forward.