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WHY YOU CHOOSE US

Cash Flow Finance Options

We understand how to effectively guide you through a home loan or the refinance process and avoid potential problems along the way.

A Wide Range of Loan Options

Our extensive network includes traditional banks, non-bank institutions and second-tier lenders, giving us access to a wide range of loan options. Even if major banks are unwilling to provide you with a loan, our finance broker in Melbourne may be able to secure financing for you through other channels. We work diligently to find the right solution for your unique circumstances.

Nihit GuptaNihit Gupta
07:46 22 May 24
Very professional and helpful. Rakesh always answers his phone or returns calls promptly.
Rajeev GopalanRajeev Gopalan
00:37 13 May 24
Thank you, Vikram!I may not be able to adequately express my gratitude in words for the excellent advice and support of Vikram in my property journey! Very professional, gives the right advice and finds the best solution! Vikram was kind enough to advise beyond the scope of ‘mortgage’ and I am deeply indebted to him for it. My very first phone call with him made me feel that I have achieved half-way through, and the rest was just following his instructions! Thank you, Vikram once again!
Yunisha GiriYunisha Giri
06:22 12 Apr 24
Rakesh went above and beyond the call of duty to help me for my loan. He has the knowledge and experience to find the best options for me. He really had to work hard on my case because I had so much credit debt. But he got it done Thank you Rakesh and team for everything.
Harneet RehalHarneet Rehal
04:03 24 Feb 24
Great Service, got approval within days, highly recommended.
NIPPHUSEN FOGOGONIPPHUSEN FOGOGO
04:45 11 Feb 24
It was great working with Vikram from.ARG finance. I definitely recommend him to anyone who is looking to securea home loan or personal etc. 👌 I will continue to work with him for my next loan.
heidi lewisheidi lewis
03:10 26 Jan 24
We had a privilege to deal with ARG finance for our home loan a few years ago now we just got our new car with them and Rohit has out done himself again!They go above and beyond to make your dreams come true and couldn’t recommend them or him enough.Thanks Rohit 🙏🙏
Deepti PoonjaDeepti Poonja
23:26 08 Jan 24
Vikram helped us organize our mortgage. He is very through and answered all our queries and questions immediately. He is very responsive and was fantastic through the process. Will happily recommend Vikram's services to everyone.
Siva VeerasamySiva Veerasamy
23:49 26 Nov 23
Top notch service by Rakesh and team from the ARG Finance. We were so fortunate to have engaged this team to navigate our home loan mortgage options. Given that ours wasn't a straight forward case, Rakesh personally handled our application and went above and beyond to ensure we had nothing to worry about. He did most of the worrying for us! I can't thank you enough Rakesh and Yatin!I would highly recommend ARG Finance to anyone and everyone!
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First Home Buyer

Congratulations on finally taking this step! Buying a first home is a big deal for many Australians who spend years dreaming about it. At ARG Finance, we appreciate that this momentous occasion can be exciting and overwhelming at the same time.

If you’re buying your first home, you don’t have to feel stressed or anxious, as we’re here to provide you with expert knowledge and advice on picking the right loan.

A Personalised Service

Whatever your financial aspirations may be, our finance brokers in Melbourne have the expertise to help. We take the time to analyse your financial situation and present you with the most suitable loan options. Our experienced brokers understand the intricacies of home loans in Melbourne and refinance processes, allowing us to guide you effectively and minimise potential problems. We can handle the entire loan process on your behalf, from preparing a loan proposal to submitting it to lenders. You can sit back and relax while we take care of all the paperwork and necessary legwork. Simply communicate your requirements to us and we’ll take care of the rest.

ARG Finance’s experienced mortgage brokers will help you save money, time and it will cost you almost nothing

Looking for free consultation at a time convenient to you? Talk to our Loan Advisors and we will come to you.

FREQUENTLY ASKED QUESTIONS

FAQs

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A mortgage broker is a professional who helps individuals or businesses find and secure loans from mortgage lenders. A broker can analyse your financial situation, search for suitable loan options and guide you through the application and approval process, acting as a bridge between you and the lender.

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A mortgage broker is a professional who helps individuals or businesses find and secure loans from mortgage lenders. A broker can analyse your financial situation, search for suitable loan options and guide you through the application and approval process, acting as a bridge between you and the lender.

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A mortgage broker is a professional who helps individuals or businesses find and secure loans from mortgage lenders. A broker can analyse your financial situation, search for suitable loan options and guide you through the application and approval process, acting as a bridge between you and the lender.

?

A mortgage broker is a professional who helps individuals or businesses find and secure loans from mortgage lenders. A broker can analyse your financial situation, search for suitable loan options and guide you through the application and approval process, acting as a bridge between you and the lender.

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A mortgage broker is a professional who helps individuals or businesses find and secure loans from mortgage lenders. A broker can analyse your financial situation, search for suitable loan options and guide you through the application and approval process, acting as a bridge between you and the lender.

Equipment Finance

If you’re looking to acquire a range of expensive equipment for technological advancement or expansion of your business, you may want to consider equipment finance, which can help you achieve your goals without hurting your working capital.

With the financed funds, you can rent or lease equipment for a set period of contract. Accordingly, many different kinds of equipment finance are available, namely finance leases, hire purchase and equipment loans.

If you want your business to stay abreast with technological advancements, then you can opt for an equipment finance lease. This means that you can lease equipment for a specific period and then renegotiate for the same equipment or new equipment after that period is over. As such, you can have access to the latest equipment without spending capital constantly.

If you’re looking to own the assets (until the contractual period is over), then hire purchase would suit your business.

Your other option is an equipment loan, which is also known as chattel mortgage. This is a fixed interest loan secured by mortgaging an asset. It gives the borrower tax benefits in that GST is not paid on your business loan repayments.

Key Business Car Loan Considerations

The right car loan in Melbourne will depend on your individual business needs and financial situation. Key considerations include:

  • Interest rates, fees and other finance terms and conditions
  • Repayment flexibility to suit your business’ cash flow
  • The potential tax benefits provided by novated leases
  • The finance term (which usually ranges from one to seven years)
  • Whether it’s better to own or lease your car (for example, leasing your vehicle may allow you to upgrade more easily when the lease term expires)

Contact for Services

    FREQUENTLY ASKED QUESTIONS

    FAQs

    ?

    A mortgage broker is a professional who helps individuals or businesses find and secure loans from mortgage lenders. A broker can analyse your financial situation, search for suitable loan options and guide you through the application and approval process, acting as a bridge between you and the lender.

    ?

    A mortgage broker is a professional who helps individuals or businesses find and secure loans from mortgage lenders. A broker can analyse your financial situation, search for suitable loan options and guide you through the application and approval process, acting as a bridge between you and the lender.

    ?

    A mortgage broker is a professional who helps individuals or businesses find and secure loans from mortgage lenders. A broker can analyse your financial situation, search for suitable loan options and guide you through the application and approval process, acting as a bridge between you and the lender.