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Simar Virdi

Mortgage broker

A dedicated mortgage broker at ARG Finance with over ten years of extensive experience in the banking and financial services sector. My background as a financial crime and fraud investigation expert has endowed me with unique insights into risk management and financial security. This expertise allows me to provide my clients with tailored mortgage solutions that are both beneficial and secure.

My career in banking has honed my ability to deliver exceptional customer service and build strong, lasting relationships. I am committed to understanding my clients’ unique needs and providing personalized financial solutions. My approach is centered on trust, transparency, and clear communication, ensuring that clients feel supported and informed throughout their mortgage journey.

Key Skills

Financial Analysis: Ability to analyse financial statements, credit reports, and other financial documents to assess clients’ financial health.

Negotiation: Skilled in negotiating loan terms with lenders to secure the best possible deals for clients.

Customer Service: Exceptional interpersonal skills to build and maintain strong relationships with clients.

Communication: Clear and effective communication skills to explain complex financial concepts and loan options to clients.

Attention to Detail: Meticulous attention to detail to ensure all paperwork and loan applications are accurately completed.

Market Knowledge: In-depth understanding of the mortgage market, including current interest rates, loan products, and regulatory changes.

Problem-Solving: Ability to identify potential issues and develop solutions to overcome obstacles in the loan approval process.

Time Management: Efficiently manage time and prioritize tasks to handle multiple clients and loan applications simultaneously.

Sales and Marketing: Skills in promoting services, generating leads, and converting prospects into clients.

Compliance: Knowledge of legal and regulatory requirements related to mortgage lending to ensure all transactions comply with the law.

Professional Qualifications

Master of Professional Accounting, Victoria University

Graduate Diploma of Finance, Victoria University

Bachelor of Commerce (B.Com), Kurukshetra University, India

Certified Anti-Money Laundering Specialist (ACAMS)

Diploma of Finance and Mortgage Broking Management, Entry Education

Areas of Service

I serve clients across the greater Melbourne area, providing comprehensive mortgage solutions, including:

First Home Buyers: Assisting first-time buyers in navigating the complexities of home loans.

Refinance Options: Offering refinancing solutions to help clients secure better rates and terms.

Construction Loans: Providing financing options for construction projects.

Asset Finance: Helping clients acquire the necessary funding for asset purchases.

Commercial Loans: Facilitating loans for business purposes.

SMSF Loans: Assisting with loans for Self-Managed Super Funds.

As a mortgage broker, my ultimate goal is to ensure my clients achieve their financial objectives with confidence and security. I strive to provide expert guidance, personalized service, and reliable support, helping clients make informed decisions that align with their long-term financial goals. Whether you are a first-time homebuyer, looking to refinance, or seeking commercial finance, I am dedicated to helping you find the best mortgage solutions for your needs.

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