In the Australian commercial property market, your Loan-to-Value Ratio (LVR) can make or break a deal. The first thing lenders look at when you apply for Commercial Property Loans is your LVR. This number affects your borrowing capacity, the interest rate you pay, and whether your application is approved. Many Australian commercial property investors and business owners, especially those new to the field, see LVR and move on. This is a huge mistake. Understanding and leveraging your LVR can save you money, increase the chances of your Commercial Property Loan application being approved, and create a stronger framework for your…
Melbourne is the 2nd largest city and a major economic engine that keeps attracting domestic & international investors across the commercial property sector. Melbourne, so far and for long, has been the most dynamic, influential and growing ecosystem for property in Australia. For this reason, commercial lending plays a very important role in enabling investment, acquisition and development. For developers and investors, access to commercial loans in Melbourne remains a critical factor in determining project feasibility, scale, and long-term returns. Let’s explore more in this blog about the current state of Melbourne’s real estate landscape, key trends for commercial lending,…
