Contact Us

How Loan-to-Value Ratios Work in Commercial Property Finance

In the Australian commercial property market, your Loan-to-Value Ratio (LVR) can make or break a deal. The first thing lenders look at when you apply for Commercial Property Loans is your LVR. This number affects your borrowing capacity, the interest rate you pay, and whether your application is approved. Many Australian commercial property investors and business owners, especially those new to the field, see LVR and move on. This is a huge mistake. Understanding and leveraging your LVR can save you money, increase the chances of your Commercial Property Loan application being approved, and create a stronger framework for your…