Categories Home Loans
Do you remember the first instance when you took out your first home loan? It was a tiresome process, spent in researching a number of loan options so that you could secure a mortgage that best suited your needs and pocket. So, now that you have secured it and bought the…
Categories Home Loans
Looking for easy home renovations that can add extraordinary personality to your ordinary house? Your answer is here! Are you thinking of putting your home up for sale? If yes, then remember, first impressions are always the last ones in this case. Furthermore, if you want to maximise your home’s value,…
Categories Home Loans
Do you hate paying house rent every month? Do you feel like a captive in your rented house when you realize that the freedom to alter the house according to your wish is something that you can never enjoy in this setting? A rented house is a compromise where the…
Categories Home Loans
The First Home Loan Deposit Scheme is a new federal government initiative that commenced on 1 January 2020. Up to 10,000 eligible first home buyers in Australia can apply for the Scheme each year. The benefits of the First Home Loan Deposit Scheme It helps eligible first home buyers to…
Categories Home Loans
If you’re buying an investment property, it’s important to understand that lenders have stricter loan application criteria that you need to meet. That’s because lenders usually perceive investment properties as being higher risk, especially if you’ll be relying on income from tenants to make your loan repayments. There’s always a…
Categories Home Loans
Bridging loans A bridging loan is a short-term finance to allow you to buy a new property while you’re waiting to sell an existing one. Bridging loans are usually interest-only finance for up to six months if you’re buying an established home, or up to a year if you’re building.…
Categories Home Loans
It is wonderful to design and build your home the way you always imagined it to be. But, it can also be long and expensive–that’s why many people are unable to pay the construction cost in advance. Here, a normal mortgage may not meet your needs, and hence, a construction…
Categories Home Loans
What is Home Equity? A home equity loan, also known as a line of credit, is a great option for borrowers in Australian. If you are ever in need of some extra cash, whether during an emergency or other purposes, your home equity can be used as a source of…
Categories Home Loans
Moving to a new home can be exciting and unnerving at the same time. On one hand you are looking forward to a new experience, and on the other you are stressed about going through the exhausting process of shifting your base. Everyone panics when they find their whole house…
Categories Home Loans
It’s 2016 and the real estate market should be prepared for the new wave of investors, the millennials aka Gen Y, who will become a major force in the consumption of real estate. Unlike baby boomers, homeownership for millennials is a desirable goal and an important measure of success, though…